Each Individual's Voluntary benefits complement an employer's core benefits program.
These are benefits like disability, accident, life, cancer, and hospital confinement insurance. Employers offer these benefits in conjunction with your primary health benefits. 

Voluntary benefits allow employers to offer an expanded benefits package at no direct cost because employees typically pay for these products themselves, usually through convenient payroll deduction.

In the event a policy holder becomes injured or falls ill their policy can pay for every day living expenses, lodging, childcare, co-payments, deductibles, travel to treatment centers and much more. So what are voluntary benefits? Assurance. More Information